2019: The year in review, as seen by CoreData

The past 12 months have been nothing short of extraordinary as the first wave of changes driven by the Royal Commission rolled through the industry and as personal and company reputations …

Who will help consumers see the true value of life insurance?

Australia’s life insurance industry is facing significant headwinds, driven by regulatory reform, margin pressure and the evolving adviser landscape. The Life Insurance Framework (LIF) review, Protecting Your Super and Putting …

An Apple to pay keeps BNPL away

The Reserve Bank of Australia’s Payments System Board Annual Report 2019 has revealed that they are scheduled to review card payments regulation in 2020, which could lead to regulatory changes. …

Give financial planners a break and let them focus on the client

Financial planner bashing has become a national sport. The financial advice industry has battled consumer and media perceptions that advisers are a bunch of cowboys flogging products to line their …

The twilight of China’s population and the dawn of its retirement industry

Most of the developed world has enjoyed a population growth dividend lasting for five or six decades in preparation for dealing with an ageing population. But China has enjoyed only …

Strategy vs execution: Why “just doing things” isn’t an effective way to run your marketing

There are two distinct schools of thought when it comes to marketing strategy: those who plan and those who don’t. The marketing pundits from the first school believe strategy development …

Self-regulation: too little too late?

The new Life Insurance Code of Practice is hot off the press from the FSC. But will it resonate with consumers after an extended bout of bad publicity? According to …

Securitisation — The Comeback Kid?

The term securitisation brings back bad memories of the 2008 financial crisis and in many ways the Great Recession served to tarnish the reputation of the complex financing tool. But …

Super, stop talking about retirement

If super funds have any hope of engaging the younger generations, they have to stop talking about retirement. CoreData’s 2016 Member Engagement Research, published today, suggests around three in five …

Mortgage Stress, Just a Rate Rise Away

The persistently low interest rate environment, coupled with rising house prices, has had an interesting impact on the household debt position of Australians. While presenting some insights from CoreData’s latest …

Reason to believe: How do you back up your brand promise?

Business can be tough. You’ve might have a brilliantly-conceived product or service. Your marketing is attracting potential customers, and you and your marketing team, have completed a stellar job showing …

APRA Unintentionally Drives Massive Growth in the Non Bank Sector

One of the best proxies for what is happening in the housing market are the figures from Mortgage Broking Giant AFG – which reveal on a quarterly basis the home …

Harnessing content: three tips to improve your content marketing strategy

The content ‘bug’ has bitten marketers across all businesses: blogs, vlogs, infographics, interactive… content marketing has exploded. The challenge is in getting cut through with your content, making it something …

Developing a sound strategy: Have we lost the art of planning?

Developing a sound strategy: have we lost the art of planning? If you fail to plan, you plan to fail is one of the hackneyed sayings in business, yet many …