The new way of working could be killing our retirement outcomes

It’s the new work order: abandon the shackles of the 9 to 5 in favour of working multiple jobs, for multiple employers. Drive for Uber, take some paid board positions, …

Advice as a business is alive and well; advice as product distribution is not

In the short term, the exit of major financial institutions from the advice industry will cause disruption to advisers, and potentially to clients. But in the long run, it will …

What’s best for superannuation fund members transcends sector labels

Already this year the Productivity Commission has released the final report on its review of the superannuation sector, and the final report of the Royal Commission into Misconduct in the …

Impacts of the royal commission on home lending

“The chief value of trail commissions to the recipient, to put it bluntly, is that they are money for nothing.” Commissioner Kenneth Hayne, Royal Commission into Misconduct in the Banking, …

Three things the aged care royal commission must look at

The aged care industry has seriously, and in some cases tragically, failed its most vulnerable clients, and the Royal Commission into Aged Care Quality and Safety, which kicked off in …

Review: 76 Things I Hate About You, by Ken Hayne and the Destruction of Trust

In presentations by CoreData to financial planners, licensees and product manufacturers about the future of advice and distribution, there’s a slide we’ve titled “Ken Hayne and the Destruction of Trust”.  …

A value chain in transition

The Australian wealth management value chain has evolved over the past six or seven years – from an opaque, conflict-riddled structure to one where the alignment of payments and value …

Can the Royal Commission possibly meet “community expectations”?

The final report of the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry will have to be some kind of masterpiece to meet all of the …

Hayne and APRA: the ‘hidden’ influences driving home loan market share

Between March and November 2018, the home loan market share of the Big Four banks declined, and mid-tier banks, foreign banks and credit unions, building societies and small banks enjoyed …

Why the royal commission on aged care is another inquiry we have to have

The Royal Commission into Aged Care Quality and Safety kicks off on Friday with the first preliminary public hearing in Adelaide. At the hearing, the commissioners will set out their …