The Euthanasia Of Passive Investment

Look, this is a long and pretty boring article and contains a fair amount of economics. It’s only worth reading if you are wondering about whether the Australian pension system …

What’s on Advisers’ Minds in 2016?

Excerpt Financial advisers are facing a raft of changes in 2016 that present both threats and opportunities to their future and their business. From a regulatory perspective, draft legislation on professional standards …

Customer vs. Product centric: Why your customer must come first

In business, it’s easy to prattle on about yourself, your products and services. The problem is, in our uber-competitive world, talking about yourself to customers is exactly what won’t win …

Strategy vs execution: Why “just doing things” isn’t an effective way to run your marketing

There are two distinct schools of thought when it comes to marketing strategy: those who plan and those who don’t. The marketing pundits from the first school believe strategy development …

Self-regulation: too little too late?

The new Life Insurance Code of Practice is hot off the press from the FSC. But will it resonate with consumers after an extended bout of bad publicity? According to …

Securitisation — The Comeback Kid?

The term securitisation brings back bad memories of the 2008 financial crisis and in many ways the Great Recession served to tarnish the reputation of the complex financing tool. But …

Super, stop talking about retirement

If super funds have any hope of engaging the younger generations, they have to stop talking about retirement. CoreData’s 2016 Member Engagement Research, published today, suggests around three in five …

Mortgage Stress, Just a Rate Rise Away

The persistently low interest rate environment, coupled with rising house prices, has had an interesting impact on the household debt position of Australians. While presenting some insights from CoreData’s latest …

Reason to believe: How do you back up your brand promise?

Business can be tough. You’ve might have a brilliantly-conceived product or service. Your marketing is attracting potential customers, and you and your marketing team, have completed a stellar job showing …

APRA Unintentionally Drives Massive Growth in the Non Bank Sector

One of the best proxies for what is happening in the housing market are the figures from Mortgage Broking Giant AFG – which reveal on a quarterly basis the home …