Advice and education could bolster annuities take-up

The ideal retirement is a pipe dream for the majority of Australia’s 4.7 million[1] pre-retirees amid rising living costs and retirement income expectations, new research from CoreData has revealed. CoreData’s …

Don’t ignore the common enemy

It has long been known that superannuation funds need to find ways to better engage their members, particularly younger members for whom retirement is not typically part of their everyday …

Banks must rebuild trust to fend off fintechs

Stories of deceitful conduct among financial planning and banking have been all-too prevalent over the last decade leading to broader resentment among the public towards the sector. Trust in banking, …

What West Aussies’ parochialism means for your business

Whether we like to admit it, us Western Australians are a parochial bunch. Pretty much everywhere outside of WA is affectionately referred to as “over east”. When people from Perth …

Cashless way taps and grows

In Australia we talk a lot about our ‘cash economy’ – the cash-in-hand, under the table payments that hit the government’s hip pocket in the form of unpaid taxes or …

Include the primary residence in asset test

Australia is an unusual place, not just because of our geography, our animals and our plant life, but because of the way we value our assets and the way we …

White Paper – The Future of Banking

Excerpt Australia’s financial services sector is the biggest contributor to the national economy, employing 450,000 people, with a rocksteady reputation. Yet despite the envious strength of our major banks and …

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The importance of measuring your brand

Is your brand delivering on its promises? For a consumer, the failure of a brand to meet its promises is normally a bitter pill to swallow. Therefore, the onus is …

Saving solo

Growing numbers of Australians are shunning the traditional joint account and preferring to keep their finances separate. The days when a shared bank account was the ultimate sign of being …

Building a Buffer

Reserve Bank of Australia (RBA) figures show home owners nationally are, on average, 2.5 years ahead with their home loan. But as always, averages don’t tell the full picture. In …